In that case, maybe you’d be best served to generate a full system image the first of each month just in case something bad happens. That way, you can get your system back just as you want it without any issues other than restoring your image. I do it alongside syncing selected directories to mega.nz so my files are stored off-site because while I don’t have anything critical to protect, I still would prefer to be able to get back in action as easily as possible,
Why trust web services to store your data?
Sure I have web mail, but I download the ones I keep to local folders.
I have been caught in the past with proprietary things shutting down and leaving me without access.
Yes completely, these are web sites so they do everything. I dont have data as such just pages on the site. Before I made copies of every page but now no longer.
When I worked kept things but now they are just holiday bookings and tickets. Easy to just ask again if needed. With flights now just turn up with my passport, same in hotels no pressure to keep things.
I get that, and when I’m able, I’ll set up a home lab, but I’ll continue to use mega because it lets me store my data off site, so with my backups, and a file server on my home lab machine, if anything ever happens to either mega or my home lab, my data will remain safe (I guess I’m a belt & suspenders kind of guy …).
Nothing important on my system and my data is backup separately.
But like @ernie suggested, I perform monthly standalone backup of my OS.
In case of complete system failure, even so bad that Timeshift can not help, it would faster for me to do a restore then doing a clean install and perform the little bit of customization.